Looking back on Jan / Feb, it was rather turbulent for me emotionally and often I found finances taking a backseat though going into March I can finally say things are beginning to level out and that’s clear within this report especially in regards to the progress made on that grand total, which has been steadily growing.
Natwest / HSBC
I made a slight booboo here, though its kind of a blessing in disguise at the same time. When I saw another £175 switch offer, this time from Natwest, I pounced on it as quickly as I could. For some reason, I decided to switch from HSBC despite having some other redundant accounts in hindsight I could have used instead. I did perform a quick google Will my regular saver account stay open if I switch away from an attached current account, most answers led to me to believe it would however on HSBC’s small print you need to have one of their current accounts active in order to keep open their regular savers, doh! I did lose three months’ worth of interest, though in the same breath gained when £175, which is considerably greater than the interest I would have gained over the year. Win-win? From late Feb onwards, I no longer have an HSBC current or regular savers account.